fija is a VC-backed fintech from Germany that delivers compliant, easy, and transparent access to real DeFi (Decentralized Finance) yield strategies. Founded by a team of experienced tech entrepreneurs, DeFi experts, and engineers, fija’s mission is to make DeFi yield generation accessible, secure, and automated — for anyone.

With the listing of fjETH, fjUSDC and fjwBTC on KANGA Exchange, users can now directly access institutional-grade DeFi yield strategies — through simple token swaps.

fjETH, fjUSDC and fjwBTC are DeFi yield tokens issued by fija.

• fjETH is linked to the ETH Yield Booster Strategy, a delta-neutral strategy designed to earn yield on ETH.
• fjUSDC is linked to the USDC Yield Booster Strategy, designed to generate stable yield on USDC while neutralizing ETH price risk.
• fjwBTC is linked to the wBTC Yield Booster Strategy, designed to generate stable yield on wBTC by providing liquidity to GMX liquidity pools and hedging volatility and open interest risks on Aave for a fully Bitcoin delta-neutral strategy.

By holding these tokens, users benefit from fully automated DeFi strategies without needing a wallet, bridging, or technical knowledge.

On KANGA Exchange, simply use the Quick Swap feature:

1. Go to the Quick Swap interface.
2. Select the token you want to swap (e.g., ETH, USDC or wBTC).
3. Choose fjETH, fjUSDC or fjwBTC as the token you want to receive.
4. Confirm the swap — that’s it.

Once completed, you start participating in the corresponding DeFi strategy.

These strategies utilize GMX and Aave on Arbitrum, operating in a delta-neutral structure:

• They provide liquidity to the GMX ETH/USDC pool, earning:
  • Trading & swap fees
  • Borrowing fees
  • Liquidation gains
• To neutralize ETH price risk, they use short positions on Aave and automated rebalancing mechanisms.

The resulting yield is reflected in the value of your fjETH, fjUSDC, or fjwBTC tokens over time.

“Delta-neutral” means the strategy is structured to avoid exposure to price fluctuations in volatile assets like ETH.

• For fjETH: ETH is supplied on GMX, while a hedge is created via USDC borrowing on Aave.
• For fjUSDC: USDC is converted into ETH for GMX, then shorted on Aave to eliminate ETH exposure.
• For fjwBTC: Because the wBTC-USDC pool consists of both assets, the strategy provides wBTC on Aave while borrowing USDC which is then swapped to wBTC to neutralize price exposure:

This protects your returns from market swings and focuses the strategy purely on yield generation.

fija strategies are:

• Created by professional DeFi experts and hedge fund managers
• Backtested and continuously optimized
• Fully automated and auditable
• Built with advanced safety features and institutional-grade logic

You gain exposure to high-performance DeFi strategies — without managing them yourself.

• fjETH (ETH Yield Booster Strategy): ~6.8% APY
• fjUSDC (USDC Yield Booster Strategy): ~9.8% APY
• fjwBTC (BTC Yield Booster Strategy): ~12.4% APY

These are based on actual DeFi protocol activity, not token inflation or marketing subsidies.

Yes. fija implements robust safety protocols:

• Audited smart contracts (by EU-based firms)
• Automated rebalancing based on ETH exposure and Aave’s Health Factor
• Emergency exit mechanisms to mitigate volatility or excessive pool concentration
• Non-custodial architecture — fija cannot access your funds

You always retain control of your capital.

The fija Safety Score rates the risk profile of each strategy based on:

• Protocol risk (e.g., GMX, Aave)
• Blockchain security (e.g., Arbitrum)
• Token volatility
• Strategy complexity

Example:

• fjETH Strategy Score: 6.8
• fjUSDC Strategy Score: 6.6
• fjwBTC Strategy Score: 6.9
  (10 = low risk, 1 = high risk)

While these strategies are optimized and automated, DeFi involves inherent risks:

• Smart contract vulnerabilities
• Stablecoin depegging (for fjUSDC)
• Protocol-level failures
• Market anomalies impacting strategy execution

Risk management features help mitigate these, but returns are never guaranteed.

Ideally, as long as possible.

• Yield compounds over time.
• The strategies reinvest earnings continuously.
• Longer holding periods benefit from consistent, stable returns.

However, you can swap out at any time via KANGA’s Quick Swap interface — making this flexible and liquid.

This is not a marketing-driven Earn program or a simple lending pool.

It’s a fully integrated, smart contract-powered DeFi yield strategy — available directly on a centralized exchange (KANGA), using tokens (fjETH/fjUSDC/fjwBTC) as access keys.

Key benefits:

• Real, protocol-based yield — not emissions or rewards
• Institutional-grade strategy design
• No wallets or bridges needed
• Full transparency and automation
• Built-in safety and exit features